Wealth Management

Our Approach

The investment landscape has evolved and is becoming more complex. Diligent investment principles are key to building a firm foundation for your portfolio. Our structured investment approach guides the management of all investment strategies offered by our firm. It includes five key principles:

The Quadrant Plan

The Quadrant Plan provides a structured process of allocating your total portfolio based on your unique goals and priorities.

Many investment managers create custom portfolios for each client, while others assign clients to one of several “model portfolios.” The reality is that each of these avenues has benefits and shortcomings, making them imperfect.

Our Quadrant Plan approach seeks to integrate the benefits of both custom portfolios and model portfolios. We offer a variety of investment strategies, which we consider building blocks for your portfolio. Our investment strategies intentionally complement one another by maintaining a unique focus and targeted investment exposure. The Quadrant Plan framework allows us to uniquely tailor a mix of portfolios to your specific situation.

How We Can Help

Although many clients focus on one aspect of their financial plan, such as investment management, your entire financial plan is central to our relationship. We believe that there are two foundational pieces to a successful financial plan– including the right components and following a disciplined process. Our approach provides a clear and direct solution to help you implement your plan.

Vogel Retirement Solutions is an authorized AssetLock® Personal provider. AssetLock® Personal is a complimentary (no-obligation) retirement account monitoring tool for 401k, 403b, 457b, and TSP plans. It is designed to track and inform users about the progress of their retirement accounts.

Walking the Investment Plank

AssetLock Benefits

ASSETLOCK™ WAS DESIGNED TO PROVIDE INVESTORS WITH ADDED PEACE OF MIND THROUGH THE FOLLOWING BENEFITS:

Protection

AssetLock™ provides monitoring for investment accounts. If your portfolio experiences loss to the point of reaching your AssetLock™ Value, you and your advisor will be notified. You’ve worked hard for your money; let AssetLock™ help you protect it.

Transparency

It’s your money, and you deserve to know everything about it. AssetLock™ advances transparency by giving you additional visibility of your portfolio values. Through secured online access and a user-friendly format, you can view your investment account and their value at any time. Don’t just hope for transparency; get it with AssetLock™.

Accountability

As markets fluctuate over time, remaining committed to your investment strategy can be a daunting task. But, as history proves, sticking to your investment strategy is essential to your success. With AssetLock™, you, your AssetLock™ Equipped Advisor, and your portfolio manager have a clear plan in place based on your risk tolerance.

Communication

Communication is the foundation of any successful relationship, especially one involving your assets. AssetLock™ furthers communication by keeping you informed throughout the duration of your investment relationship. Through AssetLock™, you and your AssetLock™ Equipped Advisor define your investment objectives and select the portfolio model accordingly. AssetLock™ helps ensure that your advisor and portfolio manager know exactly what your risk threshold is, the maximum targeted amount of downside you are willing to accept. You and your advisor will be notified about investment fluctuations in your portfolio if your AssetLock Value is reached.

Security

Security considerations are second to none with AssetLock™. We support multiple custodians such as Fidelity Investments, TD Ameritrade and Charles Schwab. AssetLock™’s secure infrastructure houses the AssetLock™ application and its associated data. AssetLock™ employs industry-standard best practices across a variety of processes, devices, and platforms to deliver a layered security approach that investors and advisors can be confident in. In general, there are three main areas AssetLock™ considered in setting up this infrastructure: server-level security, application-level security, and process-level security. Multiple controls exist within each layer to monitor and protect data both at rest and in transit. There’s no room for error when housing your finances; let AssetLock™ help you secure your assets.

AssetLock® is a tracking software used to monitor the performance/growth of a user’s account, and alert him or her should the account near or fall below the downside percentage on the account, known as the AssetLock® Percentage. It is NOT an actual stop loss and will NOT automatically sell the individual securities in the account. Therefore, the AssetLock® Percentage is a reference point to help keep the user informed on the performance of their account. Data and alerts are based on values as of market close the previous business day. AssetLock® does it’s best to ensure accurate data but is not responsible in the event of incomplete or incorrect data.