About

Meet Your President

Retirement planning is like a hike. Work with a trip leader who knows the trails ahead.

What will your adventure look like? Whether it’s supporting children or grandchildren through college, giving to charity, traveling to places around the world or ensuring you have an abundant retirement with enough to pass on to your heirs — make sure to be prepared, plan for the unexpected, listen to the warnings of others who have lost their way and get on the best path to a brighter future.

David Vogel

President, Vogel Retirement Solutions, LLC

Dave Vogel is passionate about helping people achieve financial confidence. Since founding Vogel Retirement Solutions, LLC in 2013, he has helped hundreds of people work toward realizing their dream retirement. He does this by building real and transparent relationships with his clients based on trust, integrity, and a practical approach. He focuses on informing his clients about how to produce secure and sustainable retirement income distributions they cannot outlive.

A New York native, Dave has been helping others manage and protect their money for more than 30 years. He began his financial services career at EF Hutton, was a senior vice president at Lehman Brothers, and later a branch manager at Raymond James Financial Services before starting his own independent financial firm, specializing in retirement income planning.

Dave uses his experience and knowledge to help people create income, protect their nest egg from market losses, optimize social security benefits based on their expectations, leave a legacy for loved ones and gain financial confidence in managing their retirement assets.

Since 1982, Dave has happily called Atlanta his home sweet home. He loves nature and indulging in the amazing international cuisine the city has to offer. He is an avid hiker, a trip leader with the Atlanta Outdoor Club, and a past organizer of the Buford Highway Foodie Meetup group.

Dave’s family is his pride and joy. He enjoys spending time with his wife, Kim; hiking; and attending live theater and musical events. Married for over 36 years, Dave and Kim have an adult daughter, Michelle, who is a UGA graduate and earned her master’s degree in public health from Johns Hopkins University.

Do You Have A Plan?

The work we do at Vogel Retirement Solutions is centered around helping you create a full financial plan that encompasses your goals, needs, and desires, so that you can enjoy the retirement lifestyle you want. Please watch this video from our business partner Fran Tarkenton, NFL Hall of Famer and Founder of Tarkenton Financial, on the importance of having a secure financial plan.

Investment Team

Steve Osterink, Jr.

CFA®, CFP®, AIF®

Steve Jr. is the driving force behind the development and innovation of Advisory Alpha’s investment solutions and platform. He leads the investment team and brings more than a decade of experience to the firm as well as extensive knowledge of personal finance and asset management, as evidenced by his CFA®, CFP®, and AIF® designations.

Steve Osterink, SR.

With nearly 40 years of experience in the financial services industry and working with investors, Steve Sr. co-leads the investment team. He has an uncanny ability to focus in on practical solutions to complex problems, and his wisdom is a valuable resource for the firm.

Nick Heinrich

CFP®

Holding the CFP® designation and as a CFA® Candidate, Nick leads a team of financial planning consultants that implement various portfolio analysis and planning resources with the goal of improving clients’ financial situations. Nick is a key member of the investment team and is positioned to craft comprehensive solutions to financial challenges that span all stages of the financial planning process.

Jon Lohr

CFA®

Jon has a diverse background in corporate finance and investment management. He manages the daily investment research and portfolio management responsibilities for the investment team which involves asset allocation research, fund monitoring and due diligence, investment strategy evaluation and implementation, and performance monitoring.

Brian Kragt

Dedicated to detail, responsiveness and efficiency, Brian is responsible for the firm’s trade management and portfolio accounting systems. This includes everything from
implementing portfolio investment decisions, account rebalancing, cash management functions, trade execution, account billing, and performance reporting.

Janine Osterink

Janine manages our accounting and financial systems, human resources functions, and office operations. She is also a key member of our compliance team and supports various departments across our firm including trading, financial planning, performance reporting, and account billing.

Mike Baker

Mike has a strong background in computer science and statistics which aids in his role as a key member of our operations team. He leads our technology initiatives as well as
supports the trade management and portfolio accounting functions.

Jared Margolies

Mr. Margolies serves as Director of Compliance. Mr. Margolies is responsible for developing and enhancing the compliance protocol across the Group. Mr. Margolies has over 20 years of compliance and supervisory experience, including leading the compliance team at a global life and annuity wealth management insurance company. Mr. Margolies earned a B.A. in Business from Stockton University.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.